Small Group Medical Cost Prediction
Reduce reliance on small group claims history and health questionnaires. CensusRater fills the claims data gap between brokers and carriers, expertly evaluating the suitability of small groups seeking to transition from fully-insured to self-insured (primarily up to 500 lives).
Close the Small Group Underwriting Gap
Armed with little, if any claims data, brokers submit small group underwriting requests to carriers that overwhelmingly result in uncompetitive quotes or a decline to quote response. For their part, carriers can't evaluate risk with little, or no claims data.